Saving Yourself From PayPal And Stripe Before It's Too Late... And They Ban You.

If You're Sick of PayPal Holding Your Funds and Stripe Banning You for No Reason, This is for you.

I've been hearing a lot complaints about PayPal and Stripe.As someone who has sold supplements before I know the struggle of getting banned/paused.That's why you need a real merchant account.A payment gateway is simply an interface or the software that allows you to swipe the credit card.They encrypt and accept payments, that's all they do.However, a merchant bank is the one who actually collects and processes the transaction.Companies like Stripe and PayPal became sort of this integrated (convenient) way of having both a gateway and a merchant at once.They would act as the gateway and you will never know who the bank behind them is.Problems: If the bank flags you, who do you call?Exactly... No one.That's a problem.Anyone online long enough has used http://Authorized.net.Another gateway, who's a little more opened about their merchants as they tell you who's assigned to you.And if you're a beginner and a bit lazy, they are a super safe option to use.But if you really want to take things to the next level.I recommend you find a merchant bank directly (like BankCardUSA) and plug into NMI.NMI is a very modern and clean payment gateway.It's really cool...You can plug in many other merchants and load balance your payment processing.So if a bank takes you down (for any reason), you can still continue playing.The best part is that even if a bank flags you, you can always call them up!PayPal and Stripe will just boot you.

Getting Started With BankCardUSA

Information you'll need to open up an account with BankCardUSA:-Complete their application
-Pictures of Signers Driver's License
-Voided Check for deposit account
-3 months bank statements (if available)
-3 months processing statements (if available)Contact: [email protected]

Advantages of NMI

By far, the coolest and most important feature that NMI provides is "load balancing."I'll let them explain it themselves..."Transaction Routing (previously known as Load Balancing) is a feature only available to Merchants with more than one processing service of the same “type” (cc or ach) boarded on their gateway account. Transaction Routing will “balance” transactions between two or more processors using percentages and amounts."Once you are done with bankCardUSA, they'll set you up with an NMI account.You don't need to open this account yourself.

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